Australian Credit Licence (ACL) Applications & Variations

Applying for an Australian Credit Licence can be a very daunting process, especially if you haven’t been exposed to the application process before. Whether you’re a credit representative, looking to apply for your own licence, or you want to just get into the consumer credit space, there are many things you need to know before applying for an Australian Credit Licence. Our experts are here to help from start to end.

How we can help

ACL Applications

Applying for an Australian Credit Licence can be a time-consuming task and we’re sure you have much better things to do with your time!

If you need help with the administration side of the application process, our licensing team can assist. Our licensing team is headed by an ex-ASIC senior licensing manager who oversaw the licensing team at ASIC.

ACL Variations

Varying your licence can seem like a simple task. However, depending on the type of variation, it can be a lot more complex than you think. There are specific forms that you need to lodge, and lodging the right ones with the right documents will save you a lot of time, money, and headache down the track.

Useful resources

Blog update
Top 10 Mistakes Credit Licensees are making – and how to prevent them

We have put together a list of the most common mistakes licensees make that we have seen, and how to avoid them. Although some of these are specific to the…

Responsible Manager Training
ACL - Responsible Manager Workshop

This course provides an overview of the role of Responsible Managers of Australian Credit Licensees. Accordingly, it will assist participants meet "ongoing training requirements" as set out in ASIC Regulatory…

Blog update
Current ASIC trends in AFSL and ACL applications and variations

Some of you reading may already hold a licence issued by ASIC, be it an AFSL, an ACL or both. If you’re not looking to set up a new business…